Such research has a deeper survey on the 17 services from fintech company and non-traditional service supplier. These services are also called “Financial technology service”, which can be devided into 5 fields: Transfer & Payment, Financial Planing, Saving & Investment, Borrowing, Insurance. And the results come from more than 22,000 users in the different 20countries.
The average application index of global FinTech is 33%, and the value was 16% in 2015. In China, the application index of FinTech is 69%, which means leading the world, and the value in US is only 33%. The average application index of FinTech in the emerging market is 46%: Brazil, China, India, Mexico, South Africa.
Compare with the application level of FinTech in 2015 and 2017 for the main market, the application index of FinTecn had a great growth in UK and Australia, and US and Canada also have been increased substantially.
Research Findings: The application level of FinTech which will be enhanced with the improved financial awareness of people.
²
Higher application level of Fin Tech
In the 20 countries, the application level of FinTech is expected to be improved, the non-financial technology users will turn to financial services at the same time. According to the development level of Fintech, the global average value will reach to 52%, and Mexico, South Africa and Singapore may own the highest potential financial technology application level.
From above chart, we can find that there has the positive attitude in these 5 FinTech fields. The most obvious difference of proportion are the services for Borrowing and Financial-Planing. And the Transfer & Payment service will be most widely used in financial technology business, but its future growth may be declined due to the current high application ratio.
Research Findings: Consumers have a very positive attitude to the FinTech, and the application proportion of market and FinTech business will be increased in future.
Shuqin Tech is a FinTech company in China, and stared developing blockchain chip design, primary digital asset transaction and consensus mechanism network from 2013. Shuqin has lauched a Blockchain as a Service platform Baoquan Cloud. Supporting by Ali Financial Cloud infrastructure with high security guarantee and processing capability. And “the Trustworthy Electronic Certificate service + Blockchain as a Service platform + big data” has become the main engine of Shuqin’s development.
If you are a Blockchain developer, if you are familiar with IBM Hyerledger, Ethereum, siacoin or bitcoin, if you are good at golang language, if you wanna change your position, if you wanna fight in Blockchain field, if you are seeking for a better life, please contact us: js@baoquan.com
Website：https://www.baoquan.com/en/
没有评论:
发表评论