Blockchain is a distributed ledger, if needed, each participant can see the detail cost of mutual insurance with others through Blockchain, to know the time of joining patients mutual health plan, and the investment data will not be tampered with, which effectively solve the isuues from accounting, data transmission, verification, trust problem in the process of contract execution, largely avoid the credit risk of data tempering at mutual security platform.
Take blockchain technology into mutual insurance, when participants fell ill, all members can learn the participant time of the mutual guarantee programme through public channels, since the data cannot be tampered with, information authenticity on the Blockchain platform can be solved effectively. The personal data information of each participant would be encrypted and storaged into Blockchain platform based on the characteristics of the distributed ledger. Through the Blockchain network, each user can know you need to fulfill mutual security agreement, also can check all members' information, and information and mutual security requirements of diseased participants, and record all the information of the public, certification, contract execution. Anyway, it can solve security issues of responsibility from regulators.
With blockchain technology, mutual insurance still need to face the problem of compliance in domestic. Important purpose of blockchain technology, is to promote mutual security of the whole operation process in a more transparent way, rather than using blockchain for "edge ball" of policy.
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